Late-Stage College Financial Planning

We developed this program in response to the needs of a few of our clients. Since inception, the total realized client savings have been so impressive that we decided to add it as a stand alone program. It can be materially beneficial to any family - regardless of income or assets.

Our program is a 4 step organized approach to systematically whittle down the "all-in" costs of a college education. We don't make wild claims or employ "secret, little known" methods that only deliver false hopes. Our disciplined approach is time tested, soundly based financially and employs a comprehensive knowledge of the tax code to fit the unique needs of college bound families.

The 4 steps are:

1.     Review or optimize FAFSA (or Profile) to determine if there is an untapped present or future benefit available from "need-based" financial aid. Many families do not qualify; but there are a wealth of other options available.



2.     Budget available resources on an "as is" basis to measure the apparent unmet need for college funds.



3.     Apply non-controversial tax strategies to maximize tax benefits available to students and their families. This intermediate step lowers the unmet need.



4.     Identify the best amounts, sources and timing of funding to match and custom fit the best recipient. This optimizes the funding process.

The cost of college and the benefits derived are too important to leave to guesswork, casual planning or promoters who make wild promises. It is never too early - or too late - to call us to discuss the possibilities. Now is a good time to start.